Platinum Gaming Limited (PGL), operating under trading names including Unibet, 32Red, and Bingo.com, offers an Acca Insurance promotion designed to give accumulator bets a second chance. The offer is available to fully registered customers aged 18 and over, excluding employees of PGL, its affiliated companies, and their family members. To utilize the feature, players must place an accumulator bet containing a minimum of 3 legs and select the ‘Insurance’ option directly in the betslip. If the qualifying accumulator loses by exactly one leg—or a pre-determined number of legs—the customer receives their stake back as a Free Bet, subject to the maximum payout specified in the Rewards Centre.
Specific eligibility conditions apply to both the qualifying wager and the resulting reward. Qualifying accumulators must have at least 3 legs, and Bet Builders are explicitly excluded from the offer. If voided selections lower the accumulator's leg count below the minimum threshold required in the Rewards Centre, the bet will no longer qualify for a refund, and the promotional reward will be returned to the customer's account. When issued, the Free Bet must be placed on a wager with at least 3 legs and minimum odds of 1/2. Free Bets awarded for qualifying bets remain valid for 30 days before expiring, and Insurance Rewards carry individual expiry dates as defined in the Rewards Centre.
Promotional availability is strictly limited to once per registered account, user, IP address, computer device, household, residential address, telephone number, payment account, email address, or shared computer environment. PGL enforces strict fair play rules, prohibit manipulation, and bans low-risk strategies, such as covering more than 70% of outcomes in roulette or wagering on opposing outcomes. Additionally, players using bonus funds must not bet more than 30% of the initial bonus amount in a single game round or exceed £15 per spin on slots. Violating these terms may lead to bonus forfeiture, withheld winnings, or account closure. Players retain the right to withdraw funds from their main account balance at any time, except where PGL must withhold funds to comply with legal or regulatory obligations.
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